International Student Insurance
International Student Insurance
Without a question, studying abroad is one of the most exciting opportunities provided to learners. Thousands of students apply to their ideal institutions each year, but only a small percentage of them get accepted. One of the main reasons for this is that students often get caught up in the hype and forget about the multiple steps that are associated with overseas education. This covers planning for lodging arrangements, visa applications, and insurance coverage, among other things.
The Lakshya Team counselors, on the other hand, are available to assist students with these tedious tasks while they prepare for their new journey. We assist our students in obtaining the best international student health insurance plan. Insurance is one of the most significant pre-departure paperwork for students since it functions as a protector for them in a foreign place, ensuring their safety and security.
The Lakshya experts are masters in securing economical student cover health insurance plans that cover your whole duration of overseas education, comply with your visa requirements, save you a lot of money on your yearly premium, and provide a variety of other advantages.
Why is it crucial to get international student health insurance?
Students who are studying abroad should obtain a good health insurance policy to avoid paying the whole cost of healthcare in the event of an emergency. Healthcare expenditures are prohibitively expensive for students, and because overseas students are not covered by the country's government schemes, the prices are significantly greater for them than for natives.
Today, the majority of international institutions have made student health insurance a mandate. A decent health insurance policy assures you because you know that if you need medical assistance while studying, you won't have to pay hundreds of dollars for it.
The Best Student Health Insurance Plans for International Students
The Lakshya counselors are continually working to find the best foreign student health insurance plan for their students. We want to make sure that the plan covers medical care, emergency evacuation, and medications. We also examine your university's waiver criteria before securing the insurance plan, such as whether they will accept an external health insurance plan (from your country's insurance company) or if they require insurance from an international or country-specific insurance firm.
Before making a final decision about insurance, we consider several factors, including:
● Policy Maximum: The amount of money that the insurance company will pay out in the event of an accident or illness.
● Deductibles: The amount you must pay before the insurance provider assumes responsibility. Our goal is to select the plan with the minimum deductible.
● International Coverage: We prefer to choose a plan that covers you internationally rather than one that only covers you in the country where you want to study.
● PPO Network: This term refers to an insurance company's preferred treatment facilities for insured students. This allows the facility to bill the company directly rather than going through the lengthy procedure of you paying them and then requesting reimbursement from your insurance carrier.
Our international student health insurance will cover medical emergencies, sickness, and treatment, among other things. The plan's basic coverage will include:
● Medical treatment that does not require admission to a hospital, such as walk-in clinics, physician visits, and so on.
● Lab Tests and X-Rays
● In-patient Medical Treatment: Receiving medical care while in the hospital, such as in the medical room, the intensive care unit, or after surgery.
● Dental Emergencies
● Emergency medical evacuation: If you become ill and require medical treatment in your own country or another nation, the company will cover your evacuation expenses.
● Prescribed Medication
The Lakshya Professionals will not only select the most suitable insurance plan for you, but they will also advise you on how to use it properly so that you may get the most out of the insurance plan's benefits. As a premium education partner, we can guarantee that you will be provided with an insurance plan that will benefit you the most and keep you safe while studying abroad.